General property news about mortgages and interest rates. Discussion about adverse credit and self cert mortgages for business people.
Bridging loans are short-term financing options that can be incredibly useful in certain situations. They provide quick access to funds and can help bridge the financial gap between selling an existing property and purchasing a new one. However, like any financial product, there are pitfalls to consider when considering a bridging loan. This blog post …
Building regulations ensure that construction and home improvement projects meet required safety, energy efficiency, and accessibility standards. Suppose you are a homeowner planning to change your property, such as installing new front doors, patio doors, or windows. In that case, it is essential to know the relevant regulations to ensure your project is compliant and …
If you’re a business owner, you’ve probably heard of commercial mortgages, but you may not be entirely sure what they are or how they work. This blog post will give you a crash course in all things commercial mortgages. By the end, you’ll know whether or not a commercial mortgage is right for your business. …
John Phillips is the financial services director at Kinleigh Folkard & Hayward and in a recent article for Mortgage Introducer he makes an interesting point about lending criteria. There are plenty of positive headlines in the news about the return of growth to the UK economy and even enough good house price data to spark …
The EU Directive on Buy to Let Mortgages was quite big news last week. A quick round up of the reaction to the news follows, but first a bit of background: What is the EU Directive on Buy to Let Mortgages The European Union has been considering a set of new rules governing the supply of consumer …
The help to buy scheme is intended to help first time buyers get on the property ladder, and achieve that very British goal of homeownership. However, as with all things, the scheme may have unintended consequences.