General Property

September 21, 2007

September 4, 2007

  • The Growing Threat of Repossessions

    It is a fact of life that one person's misfortune can be another persons opportunity, so any discussion about property finance has to include a quick consideration for what happens when things go wrong. (…)

August 2, 2007

  • Adverse Credit and Mortgages

    unregulated been a lot of talk in the press about homeowners applying for mortgages with "[tags[adverse credit[/tags]".  The popular press tends to concentrate on the problems this causes for for the applicant, but the issue of adverse credit applications creates problems for brokers and lenders too. (…)

August 1, 2007

  • Secured Loans - Time to Regulate

    During a recent speech the outgoing chief executive of the Financial Services Authority (FSA) publicly stated that he would like to see secured loans come within the regulatory umbrella of the FSA's control. (…)

June 20, 2007

  • Buy to Let Blues

    The succession of recent interest rate rises is starting to have an impact on the [tag]buy to let[/tag] market. (…)

June 11, 2007

  • Bridging Loans Explained

    [tag]Bridging loans[/tag] can be used for almost any purpose so long as there is enough equity in the property.  The UK Bridging Loan market is estimated to be worth £2.5 billion and the demand for bridging loans is believed to be growing by 25% year on year.  [tag]Bridging finance[/tag] can be made available for many purposes, the obvious one being to bridge the gap between the purchase of a new property and the sale of an existing property. (…)

June 7, 2007

  • Do HIP's Have A Future?

    [tag]Home Information Packs[/tag] are now not going to be mandatory until 1st August 2007, although only properties with four or more bedrooms are going to need them.  Cynics of the way that the whole matter has been handled have even suggested that the final decision about the future of HIP's and [tag]Energy Performance Certificates[/tag] (EPC's) will be delayed until Gordon Brown takes over. (…)

June 6, 2007

  • The Public Face of Bridging Finance

    The [tag]Bridging Finance[/tag] market is reported to be currently worth about £2 billion per year, which would make it a significant part of the UK property finance market. (…)