Does it matter if private rents increase

In 1952 around half the population were renting their homes. Compare that to 2011 when 20 percent are living as tenants and you get a sense of how much the housing stock has changed over 60 years and why housing costs matter to people who pay private rent. As we’re talking percentages its worth giving …

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Who would have thought that the Energy Bill would impact landlords

The Second Reading of the Energy Bill was delivered on 10 May, and it contains some interesting bits for landlords, and yes, even small landlords. The Energy Bill is intended to be a change in the provision of energy efficiency measures to homes, and to encourage improvements to enable low carbon energy supplies. In the …

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Paragon to start Buy to Let lending again.

Paragon have announced that they are entering the buy-to-let lending market again. It seems that the new range of buy-to-let products will be targeted at professional landlord investors.  Paragon will apparently commence lending with immediate effect through a panel of brokers and will widen distribution over time. Paragon says it will also accept direct business. …

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BTL New Funding Facility 85% Purchase Price or 70% of Valuation

85% Buy to Let Mortgages are back! A new BTL mortgage has been released which is apparently taking the market by storm. This product is ideal for investors buying property below market value as the lender will consider loans of 70% of the open market value to 85% of the purchase price! For Example: Purchase …

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