Over the last few weeks there has been the usual flurry of reports about the state of the property market in England. Here’s a quick round up of the land registry’s take compared with the Nationwide and Halifax reports.
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A quick round up of business finance news.
A recent survey of 1,000 SME’s by HSBC Commercial bank has established that more than eight out of ten small business owners think that their businesses will grow over the next 12 months.
A recent study by the business software services provider, Sage UK, has found that almost 25% of requests by small businesses for business loans were rejected by the banks last year.
The Telegraph is reporting that the big property developers are keeping busy. Whilst not exactly boom time again it seems that things are at least stabilising, and not getting any worse.
Whether for personal or business reasons there are many people that are needing to improve their credit rating. Whether your score only needs a small boost or a complete overhaul, these tips can help you get your credit score where you want it to be.
According to Zoopla buying property is now cheaper than renting in 47 of the 50 largest towns and cities across the country.
However Zoopla have been a little bit loose with their maths to arrive at that conclusion.
Read more on Is renting really more expensive than buying property?…
Companies will no longer be able to offer customers mortgage suggestions about a non-advised basis under proposals in the Mortgage Market Review. And whilst the activities of commercial mortgage brokers are not currently regulated it could have a knock on effect.
Read more on How will Commercial Mortgage Brokers React to New Rules?…
This is an introduction to commercial mortgages to help you understand what you need to do to successfully get a commercial mortgage for your business.
The principles are the same whether you are a sole trader or limited company. However it is worth bearing in mind that most limited companies have multiple directors, so as you will see, this can make a difference to the banks.
Some recent statistics show that the lending situation is starting to recover. The Council of Mortgage Lenders has released figures that show a 20% increase in lending from February to March, and although the lending figures are down from a year previously.
Some Confusion over the state of the housing market in England.
This is not really news, after all anyone actually involved in either buying or refinancing property recently will instinctively know that the situation has not improved (or got worse) in the last few months.